G Fernando Insurance Pty Ltd - Helping Australians Get Insured Since 2012

Business Expense Insurance

Cover your business costs if you can't work due to illness or injury
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What is Business Expense?

Business Expense Insurance is similar to Income Protection in many ways, but instead of covering your personal expenses, it is designed to cover your business expenses.

If you were unable to work due to illness or injury and could not run your business for an extended period of time, the last thing you would want is to have your business ruined financially by the time you could get back to running it.


Why do we use it?

Business Expense Cover recognises how much your business needs you. It pays you a monthly benefit to cover your fixed business expenses if you are totally or partially disabled – helping your business to stay afloat.

More importantly for smaller businesses, Business Expense Insurance ensures that if a business owner is unable to work due to illness or injury in the short term (normally up to 2 years) that ongoing fixed expenses of the business are covered and the business can continue to meet its obligations when turnover/income is reduced

Who is it for?

  • Small Business owners
  • Business owners
  • Sole traders
  • Partnerships

Need more Insurance?

We also provide protection against other types of potential risks in yours or your families personal life including:

For A Quick Quote

Business Expense Quote Form

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